Try wearing long silk underwear from REI. I wear it all winter long, and am already in it for the season. It is thin enough that it doesn't change the fit of your clothes, and you can get them in dark or light colors, for disappear against whatever you wear. Also I have various camisoles, available at lingerie departments, that serve the same function. Finally, wear silk scarves, as these are lighweight, and amazingly warm. Socks, hats, and gloves of course, plus umbrellas and gortex against the rain. And get into hot chocolate or tea or lattes. At first my emotions are screaming against the cold, but I am now transitioning to enjoying the delicate look of frost, and the altered environment of rain. Use little decorative lights too. Good luck. Do something forceful like complain to your landlord and insist on action, about those millipedes. That is not something you should get used to. Love, Sue